Overview
Mollie is a Dutch payment service provider serving more than 250,000 businesses. One integration covers cards, Apple Pay and Google Pay, and a long list of European methods: iDEAL | Wero, Bancontact, BLIK, Przelewy24, Swish, TWINT, SEPA Direct Debit, Klarna, Riverty and more, each with its own published fee.
Standard pricing has no monthly fee or contract. Visa and Mastercard consumer cards issued in the EEA cost 1.80% + €0.25; commercial and non-EEA cards cost more. Businesses over €100,000 a month can move to volume pricing with IC++ rates.
Mollie only onboards companies based in the EEA, Switzerland or the UK that have an IBAN or UK bank account. It is a processor, not a merchant of record, so you handle VAT yourself. Payment links, invoicing, hosted checkout and recurring payments are included at no extra cost.
Dashboards cover refunds, chargebacks and revenue by payment method, and business accounts give you an IBAN and team cards. For in-person sales a pay-as-you-go option and a €20/month Pro plan with lower card rates are available.
Pricing and plans
| Plan | Price | What you get |
|---|---|---|
| Standard: EEA consumer cards | 1.80% + €0.25 | Visa and Mastercard; no monthly fee or contract |
| Standard: non-EEA cards | 3.25% + €0.25 | EEA commercial cards and American Express 2.90% + €0.25 |
| Local methods | From €0.25 | iDEAL | Wero €0.32, SEPA Direct Debit €0.35, Bancontact 1.40% + €0.25 |
| Volume pricing | Custom | Above €100,000 a month; IC++ pricing and country-specific rates |
What it does
- Local European methods
- 35+ local methods including iDEAL | Wero, Bancontact, BLIK, Swish, TWINT and SEPA Direct Debit.
- Recurring payments
- Subscriptions and mandates for cards and SEPA Direct Debit, included at no extra cost.
- Hosted checkout and payment links
- Mollie-hosted checkout plus shareable payment links without code.
- Multi-currency payouts
- Settle in EUR plus up to 11 more currencies including GBP, USD, CHF and SEK.
- Business accounts
- An IBAN, cards for your team and spending from sales balances.
Strengths and limitations
Strengths
- Wide coverage of European local payment methods with published prices
- No monthly fee, no contract, pay per successful transaction
- Recurring payments, invoicing and payment links included
- Support staff in each market it serves
Limitations
- Only for businesses based in the EEA, Switzerland or the UK
- Card rates for EEA consumer cards (1.80% + €0.25) are above Stripe's Irish rate of 1.5% + €0.25
- Payouts beyond 5 a month and cross-currency payouts cost extra
- Not a merchant of record
Who it suits
Good for
- European shops that need iDEAL, Bancontact, BLIK or similar
- Dutch and Belgian businesses selling domestically
- SEPA Direct Debit subscriptions
Look elsewhere if
- Businesses based outside Europe
- Global digital sellers who want VAT handled for them
Alternatives to Mollie
| Tool | From | Free option | Stages |
|---|---|---|---|
| Polar Merchant of record with usage billing | Usage-based | ||
| Razorpay Payment gateway (India, plus US, Singapore, Malaysia) | Usage-based | ||
| Stripe Payments Payment processor (API-first) | Usage-based | ||
| Paystack Payment gateway (Africa) | Usage-based | ||
| Dodo Payments Merchant of record with usage billing | Usage-based | ||
| PayPal Checkout Payment processor and wallet | Usage-based |
Questions
What are Mollie's card fees?
1.80% + €0.25 for EEA consumer Visa and Mastercard cards, 2.90% + €0.25 for EEA commercial cards and American Express, and 3.25% + €0.25 for non-EEA cards.
Can a US company use Mollie?
No. Mollie serves companies based in the EEA, Switzerland or the UK with an IBAN or UK bank account.
Does Mollie charge a monthly fee?
No. Standard online pricing has no minimum costs or lock-in; you pay per successful transaction.
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